Site last updated: Tuesday, August 19, 2008

BJK insurance brokers, insurance cover that is above the rest

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Monday - Friday 9am - 5pm

Shopmobility Insurance

BACKGROUND

BJK was approached in 1994 by the National Federation of Shopmobility to ’tailor-make’ an insurance scheme, in which all members affiliating to the NFSUK could participate. In consultation with them and a leading ’charity’ insurer, a wide-ranging insurance policy was negotiated, catering for all aspects and operations of the different Shopmobility schemes. Very competitive rates were obtained, and the members have benefited greatly from these arrangements.

The scheme has also worked to the advantage of NFSUK, as it has been one of the attractions of members paying their affiliation fees to obtain the preferential insurance cover and rates.

The scheme administrator, Kirsty Worth, is always pleased to hear from any Shopmobility, and will willingly give help and advice both to existing clients, and those looking to set up a new scheme, call Kirsty on 01271 346711, for more information.

POLICY COVER SUMMARY

Underwritten by Ecclesiastical Insurance Group, this commercial combined policy offers a range of covers, which can be selected by the Scheme, depending upon their requirements:

Material Damage - All Risks, new-for-old cover for buildings (including portacabins), office contents, computers, scooters and wheelchairs and ancillary equipment, customers goods, etc. Theft from outside the premises is covered, as is theft by hirer. Additional cost of working is also included.
Extended cover is for longer term hire or loan equipment, and for use of equipment abroad.
Money - cover available for cash on premises or in transit
Public Liability cover available for £5m limit of indemnity, extended to include liability of the user as well as to the user. Also includes Product Liability cover.
Employers Liability - full cover for liability for occupational injury to employees, volunteers and helpers up to £10m
Goods-in-Transit cover available to those groups who move equipment from one site to another, or run mobile schemes.
Glass cover (for all internal and external glass, sanitary fittings, etc).
Personal Accident cover for employees, volunteers and helpers whilst on Shopmobility duties.

PREMIUM RATES

An itemised quotation is available on request, together with a full summary of the cover provided by the various sections of the policy.

The overall policy falls due for renewal on 1st April annually. Any scheme starting cover during the year will only be asked to pay the appropriate pro-rata proportion of the annual premium.