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Charity Trustee’s Indemnity

What is Charity Trustee Liability?

This cover will give peace of mind to your Charity Trustee’s whom all have personal duties and responsibilities in the management of the Charity, which have been laid down by law. Any breach of duty on their part may result in them being held personally liable, for any loss falling upon the charity as a result of their own errors or omissions, or those of their co-trustees, employees or agents.

The Charities Acts have imposed obligations upon Charity Trustees, highlighting the trend towards greater responsibility and accountability for those who hold such position.

BJK has an insurance policy that specifically covers the principal liabilities incurred by Charities and their Trustees. The cover can offer security to your Charity Trustees, Directors and Officers to help protect against personal losses. Certain losses falling upon your Charity itself will be covered, either because they are not recoverable from the Trustees, or because they arise from specified ’professional services’ provided by your charity.

What cover will we have?

Trustee Fidelity

Your Charity will be covered for losses borne by the charity which arise from the dishonest, fraudulent or malicious conduct of a trustee but which are not reasonably recoverable from the trustee responsible.

Loss of Documents

Cover for liability or other loss arising from the loss of documents relating to the charity.

Pollution

Cover for legal expenses incurred in defending yourselves against criminal or regulatory proceedings, relating to pollution arising from a ’wrongful act’.

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Optional covers:-

Professional Services

Cover for the legal liability for damages and legal expenses arising from any act of negligence in the performance of specified professional services provided within the activity of the charity.

Employee Fidelity

Your charity can be covered for acts of fraud or dishonesty committed by an employee.

What do I need to do next?

Complete the proposal form and send it back to us in the post and one of our experienced members of staff will contact you shortly with confirmation of the premium.